Insurance Blog

Schumacher Insurance Agency, NJ vs Insurance Carriers

Schumacher Insurance Agency, NJ vs Insurance Carriers

There’s no denying that this crazy world has the potential to spring a surprise just when you least expect it. So, whether it’s in business or your personal life, it’s always better to be safe than sorry. Gaining suitable insurance coverage is the best way to provide that financial and emotional safety net. Unfortunately, with so many options out there, finding the right solution can prove to be a hugely daunting challenge. That’s where using an insurance agency comes into play.

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The Most Common Accidental Insurance Claims

The Most Common Accidental Insurance Claims

When someone enters your retail establishment, there is an unspoken expectation that “common duty” has been taken and that they will be reasonably safe, but, despite the most careful procedures, accidents can happen. When it does, however, you need to be prepared. These are the top accidental claims made by patrons.

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Top 3 Reasons Why Every Small Business Retailer Should Purchase Cyber Liability Insurance

Top 3 Reasons Why Every Small Business Retailer Should Purchase Cyber Liability Insurance

As a small business retailer, if someone told you that you needed to protect your business, your mind would likely venture to a number of different tasks. You’d think about ensuring you had the right alarm system installed, or whether your insurance would cover you in the event of a natural disaster— these are the essential protections that most retailers are aware that they need.

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Your Complete Guide to Commercial Flood Insurance

Your Complete Guide to Commercial Flood Insurance

Business owners know that protecting your operations, building and contents are vital to your livelihood.

Businesses without commercial flood insurance coverage have three basic choices after flood disaster:

  • Pay recovery costs out of pocket
  • Incur debt (by borrowing money from the government)
  • Close their doors

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Best Tips to Get Affordable Insurance in NJ

Best Tips to Get Affordable Insurance in NJ

Getting insurance can feel like trying to choose the lesser of two evils.

Not having enough money available in the event of an emergency sounds TERRIFYING.

And paying some faceless corporation hundreds of dollars a month for coverage you won’t ever need doesn’t sound much better.

So what do you do?

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